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Wednesday, March 4, 2009

Sharebuilder also offers Mutual Funds

By Kay Riter

Have you realized yet that what little money you have will not last forever? In order to make your money last, you need to invest it. You will never be able to retire if you don't have some type of retirement plan set up.

You have to start learning. Do as much research and studying as you can. Read books and magazines about stocks, bonds, mutual funds, and other investing. If you want to become rich, you know that you need to invest and that you need to learn how to correctly and effectively research stocks.

Now what do you do? You've done you're research and you know what you want to invest in, but how do you start investing? Where are the brokers that need to buy you stocks? With the internet, it is now easier than ever to get started buying stocks and investing.

If you are interested in investing and you want it to cost as little as possible, sharebuilder is the way to go. I've been investing with sharebuilder for over 2 years now and I have had no problems. All you have to do is sign up and you can start investing. It's that easy! Now understand, the sign up process is not instant, you do have to send in the appropriate information, forms, and copies of id, but that's to ensure the safety of your money.

Sharebuilder has many great features that will protect your money. When it comes to using money and credit cards online, some people get a little nervous. You don't have to be with Sharebuilder because they are very thorough with security. You don't use a credit card, you just connect your checking account to transfer money whenever necessary. For added security, there is validation necessary whenever you transfer money or make a trade.

Probably the best part about Sharebuilder is that stock automatic investments only cost $4. Since there is no minimum investment, you could invest as little as $10 if you really wanted to. They are excellent for long-term buy and hold investors.

If you're new to investing, you might not feel comfortable choosing stocks on your own to buy. If this is you, you can choose to invest in any of Sharebuilder's mutual funds instead. With a mutual fund, you just send in your money and an fund manager pools it with other investors' money and chooses stocks to buy for you.

If you think you're too young to start investing, think again. In fact, the younger you are, the better. The sooner you start investing, the more money you'll make.

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